Insights
Practical writing on cash, credit, and the systems that run a finance function.
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Why owner dependency is the largest single discount applied to a small business at sale, where it actually hides, and the three routes out that work in order.
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What credit officers actually check in a 13-week cash flow, why it beats the financials as a view of near-term cash, and how to run the weekly cadence.
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What automation genuinely removes from a monthly close, what judgment it still cannot replace, and how a finance team can start small without the hype.
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What a business loan workout means for an owner-borrower: what changes day to day, and how to rebuild lender credibility fast.